Privacy Policy
karinthulexia.com is committed to protecting your privacy and personal information. This Privacy Policy explains
how we collect, use, store, and protect your information when you use our financial planning services.
Information we collect: We collect personal information including your name, contact details, financial
information, employment details, investment preferences, and website usage data. We collect this information
when you register for our services, complete forms, communicate with us, or use our website. How we use your
information: We use your information to provide financial planning services, process payments, communicate
with you, improve our services, comply with legal requirements, and send marketing communications with your
consent. We may also use aggregated, anonymized data for research and analysis purposes. Information
sharing: We do not sell your personal information to third parties. We may share information with authorized
service providers, regulatory authorities when required by law, professional advisors bound by
confidentiality, and with your explicit consent. All third parties are contractually obligated to protect
your information. Data security: We implement robust security measures including encryption, secure servers,
access controls, regular security audits, and staff training. While we strive to protect your information,
no system is completely secure, and we cannot guarantee absolute security. Data retention: We retain your
personal information for as long as necessary to provide services, comply with legal obligations, and
resolve disputes. Financial records are typically retained for seven years as required by South African law.
Your rights: Under South African data protection laws, you have the right to access your personal
information, request corrections, object to processing, request data portability, withdraw consent, and
lodge complaints with regulatory authorities. To exercise these rights, contact us at info@karinthulexia.com.
Cookies and tracking: We use cookies and similar technologies as described in our Cookie Policy. You can
manage cookie preferences through your browser settings. International transfers: Your information may be
transferred to and processed in countries outside South Africa. We ensure appropriate safeguards are in
place to protect your information during such transfers. Children's privacy: Our services are not intended
for individuals under 18 years of age. We do not knowingly collect personal information from children.
Changes to this policy: We may update this Privacy Policy periodically. Significant changes will be
communicated through our website or direct communication. Contact information: For privacy-related questions
or concerns, contact our Data Protection Officer at info@karinthulexia.com or +27 11 234 5678, or write to us at
123 Financial Plaza, Sandton City, Johannesburg, 2196, South Africa. This Privacy Policy is effective as of
June 21, 2025, and is governed by South African law, including the Protection of Personal Information Act
(POPIA).